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Tel: +91 80 2210 8607 / 608

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FREQUENTLY ASKED QUESTIONS


 

  What are the extra charges that a transaction comprises of?

  Government levies like Stamp Duty and Registration.

  Service Tax & Sales Tax at Actuals

  BESCOM & BWSSB deposits

 Maintenance Charges.

 

  Does approval from financial institutions increase the credibility of the
     builder?

Reputed institutions do not offer loan on projects with low credibility, only property with clear titles are approved by them.

 

  What are the documents required to obtain a housing loan?

In the case of a Salaried Person, documents required are as follows:

  Form 16 - 1 Year

  Last 3 Months Bank Statement

  Appointment Letter

  Last 3 Months Salary Slip

  Photo ID

  Age Proof

  Signature & Residence Proof

In the case of a Self Employed Person, documents required are as follows:

 IT Returns for the Last 2 Years

  Last 6 Months Bank Statement

  Profit/Loss Account Attested by the CA

  Photo ID

  Age Proof

  Signature & Residence Proof

  4 Passport size photographs

 

  What are the documents required for an NRI to apply Loan?

The above mentioned details for Salaried / Self-Employed and One guarantor in India.

 

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